Tag Archives: coffee

5 Ways For Millennials to Save Money This Month

Recently I came upon a statistic that said roughly 47% of Americans would not be able to cover a $400 emergency. I’m going to guess that number is higher for millennials than older generations. A $400 emergency could come from so many avenues: vet bills, hospital bill, car trouble, job loss, etc. Having an emergency/rainy day fund is always important to have, just in case life throws you a curveball.

Saving money is hard, so below are 5 ways to easily save money in order to build/add to your emergency fund.

#1 Price Match

Thanks to Amazon, and other online retailers it is incredibly easy to compare prices before you make a purchase. Most stores honor these competitive prices as well. A few months back when I was looking for a birthday present I went to Toys R Us to look at Lego sets in person. The setI decided on was about $45 at the store. However, the same set was only $27 onlbatman-legoine through WalMart. Upon checkout I showed this to the cashier, and I got the gift then and there at a fraction of the price for using my phone for all of 20 seconds.
Whenever you are making a sizable purchase, do yourself a favor and run it through google first. This could save you a ton of money. The only store I know that does not price match to online stores is GNC.

Continue reading 5 Ways For Millennials to Save Money This Month

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5 Ways to Save Money on Coffee in 2017

Saving more money is often a new year resolution for millennials. Coffee is one area to easily save money. Despite being one of the cheapest things to produce, plain old coffee gets real expensive, real quick. I’ve never been able to figure out adding some milk and a couple pumps of syrup makes the price of coffee shoot up so much. Here are my five biggest tips for saving money on coffee, without having too sacrifice much.

#1) Buy whole bean coffee and grind it in the store

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Why I don’t drink coffee from Starbucks

Millennials and coffee go together like macaroni and cheese. In college I worked at a coffee shop for about three years, and I was constantly amazed at how much people were willing to spend on coffee. Every single day. However, buying coffee from a big coffee chain on a daily basis is a huge waste of money. It doesn’t matter if it’s from Starbucks, Dunkin Donuts, Peet’s, or any other coffee chain. From a financial standpoint coffee is similar to or even more expensive than buying a pack of cigarettes a day.

Let’s do some math. Let’s say on average you spend $5 per coffee, and you get it about 6 times a week. So you spcoffee1yearend $30 a week on coffee. This doesn’t sound like a lot, but it adds up quickly. $30 a week x 52 weeks is $1,560 a year. Ok, so this amount of money won’t make you rich. But what if instead of buying coffee from Starbucks you invested that money, what would that do for your financial future? Continue reading Why I don’t drink coffee from Starbucks