My name is Ricky Bell-Garner, and I graduated from Oregon State University with degrees in finance / international business. I have started Millennial Out of Debt to chronicle my journey to a debt free life. My goal with this website is to help fellow Millennials overcome their debt, make informed financial decisions, and ultimately enjoy a debt free life.
Like many other Millennials, I graduated school with student debt. A lot of student debt. Roughly $32,000 to be exact. I did not realize how quickly debt could rack up. The average college graduate leaves school with approximately the same amount of debt. Throw in credit card debt, hospital bills, and/or car loans, and it can feel like the entire world is on your shoulders.
I believe personal finance is not taught as well as it should be growing up. Since I have joined the corporate world after leaving of school, I have been able to save roughly ~$1,000, a month. This is a good start, but I still have quite a ways to go to reach my financial goal – becoming a millionaire. Besides my passion for finance, I enjoy spending time at the gym, watching/playing sports, hiking, reading, and enjoying beautiful downtown Portland, Or. I hope that you are able to learn from my articles, and that I can help you reach your financial goals.